Trip Cover

Domestic Travel Insurance Benefit

Travel Insurance	Sum Insured	Deductible
Emergency Medical Hospitalization Expenses	1,00,000	NIL
Emergency Medical Expenses	10,000	NIL
Personal Accident (Death+PTD+PPD)	10,00,000	NIL
Total Loss of Checked-in Baggage	10,000	NIL
Missed Connection	10,000	3 hours
Trip Delay	1000	6 hours
Trip Cancellation and Interruption	15,000	NIL
Repatriation of Remains	1,00,000	NIL
Delay of Checked In Baggage	3,000	6 hours
Trip Abandonment	10,000	NIL
Personal Liability	50,000	NIL
Emergency Trip Extension/accommodation	10,000	NIL

Coverage	Digit USP/ Product Description
Emergency Accidental Treatment and Evacuation	Covers hospitalization expenses incurred due to accidental bodily injury
Repatriation of Remains	Repatriation of mortal remains to Customer's place of residence, in case of death
Out-Patient Expenses for Injuries	OPD treatment covered up to 10% of Emergency Accidental SI
Personal Accident	Pays the benefit amount in case of Accidental Death, PTD or PPD during the trip
Accidental Death and Disability	Pays the benefit amount in case of Accidental Death, PTD or PPD during the trip while in a common carrier (Flight/ Air Travel)
Trip Cancellation*	If the Customer cancels the trip due to any of the listed reasons, then we will reimburse the non-refundable expenses incurred towards the trip (including excursions and planned events)
Common Carrier Delay (Flight Delay)	Pays the benefit amount if the Flight gets delayed by more than 150 Mins. Proactive claims - Digit informs customers that the Flight is delayed and triggers a link for uploading boarding pass Document/ confirmation from Airline is not required
Delay of Checked In Baggage	Pays the benefit amount if the Checked In Baggage gets delayed by more than 6 hours. Only confirmation from Airline is required (receipts/ bills of purchase are not required)
Total Loss of Checked In Baggage	Pays the benefit amount if the Checked In Baggage gets lost. Only Baggage loss certificate from Airline is required (invoice/ list of items and value are not required)
Missed Connection	Reimburses the expenses incurred towards extra accommodation/ travel to reach the destination because the pre-booked onward connection was delayed due to listed reasons
Trip Abandonment	If the trip has to be abandoned due to listed reasons, then we will reimburse the additional travel/ accommodation expenses incurred or unused accommodation cost that is non-refundable (including excursions and planned events)
Personal Liability	Covers the money which has to be legally paid by the customer to any third party because of an accident (due to the negligence of the Customer) resulting in death or damage to property
Emergency Trip Extension	If the return journey gets delayed due to listed reasons, then we will reimburse the additional travel (return fare)/ accommodation expenses incurred

For detailed terms and conditions refer to Digit “On the Move” policy Wording.

Disclaimer: Insurance cover is arranged by SNV Aviation Private limited from Go Digit General Insurance Limited under Digit On-The-Move Group Policy UINGODTGOP18045V011718 .