Coverage
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Digit USP/ Product Description
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Emergency Accidental Treatment and Evacuation
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Covers hospitalization expenses incurred due to accidental bodily injury
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Repatriation of Remains
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Repatriation of mortal remains to Customer's place of residence, in case of death
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Out-Patient Expenses for Injuries
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OPD treatment covered up to 10% of Emergency Accidental SI
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Personal Accident
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Pays the benefit amount in case of Accidental Death, PTD or PPD during the trip
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Accidental Death and Disability
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Pays the benefit amount in case of Accidental Death, PTD or PPD during the trip while in a common carrier (Flight/ Air Travel)
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Trip Cancellation*
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If the Customer cancels the trip due to any of the listed reasons, then we will reimburse the non-refundable expenses incurred towards the trip (including excursions and planned events)
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Common Carrier Delay (Flight Delay)
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Pays the benefit amount if the Flight gets delayed by more than 150 Mins. Proactive claims - Digit informs customers that the Flight is delayed and triggers a link for uploading boarding pass Document/ confirmation from Airline is not required
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Delay of Checked In Baggage
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Pays the benefit amount if the Checked In Baggage gets delayed by more than 6 hours. Only confirmation from Airline is required (receipts/ bills of purchase are not required)
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Total Loss of Checked In Baggage
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Pays the benefit amount if the Checked In Baggage gets lost. Only Baggage loss certificate from Airline is required (invoice/ list of items and value are not required)
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Missed Connection
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Reimburses the expenses incurred towards extra accommodation/ travel to reach the destination because the pre-booked onward connection was delayed due to listed reasons
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Trip Abandonment
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If the trip has to be abandoned due to listed reasons, then we will reimburse the additional travel/ accommodation expenses incurred or unused accommodation cost that is non-refundable (including excursions and planned events)
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Personal Liability
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Covers the money which has to be legally paid by the customer to any third party because of an accident (due to the negligence of the Customer) resulting in death or damage to property
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Emergency Trip Extension
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If the return journey gets delayed due to listed reasons, then we will reimburse the additional travel (return fare)/ accommodation expenses incurred
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