Flight Delay Cover

 

 

Flight delay (Common Career Delay) Insurance Benefit

 

Section I: Personal Accident  

We will pay you, up to the limits shown on your policy schedule, if you suffer an accidental bodily injury during your trip which requires urgent and immediate medical attention that leads solely, directly and independently to your:

 

 

Benefit payment as a% of Sum Insured for any other permanent partial disablement will be based upon the opinion and assessment of the Medical Practitioner as to the extent of disability and in no such case our liability will exceed 50% of the Sum Insured as specified in the Policy Schedule against this Cover.

Special Conditions

1. The death or disability must happen within one year from the date of the accident.

2. If an insured person dies as a result of bodily injury, any amount already claimed and paid under permanent total disability or partial permanent disability will be deducted from the payment under accidental death.

3. The benefit will be paid to you or your legal representative. If you die, the benefit will be paid to the nominee appointed by you or your legal heir.

4. If more than 1 disablement are sustained due to the same accident, the amount payable shall be arrived at by adding together the various percentages shown in the table of benefits for corresponding disablements but shall not exceed the Sum Insured stated in the Policy Schedule against this Cover.

 

What’s Not Covered

1. Anything mentioned in the General Exclusions section.

Section VIII – Flight delay (Common Carrier Delay) 

 

1. We will pay the amount mentioned in the plan summary if the flight is delayed by more than the duration mentioned in certificate- 

1. Covers

1. Delay of a Scheduled Flight caused by Inclement Weather.

2. Delay due to a sudden Strike or any other action by employees of the Flight. 

3. Delay caused by equipment failure of the Flight.

4. Delay caused by operational problem at the Flight end like crew/staff scheduling issues.

5. Cancellation or rescheduling of flights done at the instance of the Flight that causes delay.

2. Exclusion

1. Any delay, which was made public or known to You at least 6 hours prior to the scheduled departure of the Flight.

2. Any delay caused due to change in laws, regulations or orders issued by the respective Government or the regulating authority which was publicly announced.

3. Strikes or labour disputes which existed or of which advance warning had been given in Public prior to the date on which the insured trip was scheduled. 

4. Delay due to the permanent withdrawal of services of any Flight by its management or shareholders due to any reason whatsoever which was publicly announced.

 

We will use Scheduled/Actual departure time of Common Carrier as recorded by independent external agency for determining the admissibility of claim.

Any Claim must be supported by documentary evidence that you had reached the port of scheduled departure on time e.g. security stamped boarding pass etc

 

How to claim- 

1. We will auto trigger the link as soon as your flight has been delayed by the duration mentioned in the certificate 

2. Customer will submit the necessary information to get the claim amount 

 

For detailed terms and conditions refer to Digit “On the Move” policy Wording.

Disclaimer: Insurance cover is arranged by SNV Aviation Private limited from Go Digit General Insurance Limited under Digit On-The-Move Group Policy UINGODTGOP18045V011718 .